Author: Brian M.

Posted on

Discover the intricate relationship between hurricanes and the housing market. Learn how these natural disasters can impact home values, sales, and construction in affected areas. Protect your most valuable asset with insurance coverage

Hurricanes have a significant and temporary impact on the housing market. The damage caused by these natural disasters will disrupt the local economy and lead to short-term changes in the real estate market. In this article, we will examine the effect of hurricanes on the housing market and how it affects home buyers and sellers.


The aftermath of major hurricanes such as Ian, Irma, and Charley

The aftermath of a major tropical system will leave widespread damage to homes and businesses. This situation will result in a decline in home inventory for sale, leading to a housing market shortage. The shortage will likely increase home prices, and rents as demand for housing outpaces supply.
Additionally, the destruction also impacts the construction industry. The rebuilding process will create short-term jobs (many from out-of-state contractors), leading to increased economic activity. However, it can also lead to a backlog of repair and construction work,

Impact on home values

After a storm, home values vary depending on the severity of the damage and how affected area the area. In some cases, the value of homes can decrease due to the damages. However, in other cases, the value of homes can increase due to the heightened demand for housing in the affected area.

It is important to note that post-storm home value fluctuation is temporary. Once the rebuilding process is complete, the housing market will likely rebound to its pre-hurricane state.

Hurricanes affect the number of homes sold in the affected area. In the immediate aftermath of a storm, home sales will decrease as potential buyers are hesitant to purchase in a heavily damaged area. However, once the rebuilding process is near completion, home sales will eventually rebound as people flock back to the coast.

Importance of insurance

Homeowner or renter insurance coverage is necessary in hurricane-prone areas. Not only does insurance provide financial protection in the event of damage caused by a hurricane, but it can also affect the value of a home. Hurricane damage homes with insurance coverage that received proper repairs are often more attractive to potential buyers.
In conclusion, hurricanes can have a significant impact on the housing market. The aftermath of a storm will lead to changes in home inventory, home values, and home sales. Additionally, insurance is a must for financial security in the event of storm-related damage.

Posted on

Don’t be alarmed! Florida homes do and will have cracks.

Don’t be alarmed! Florida homes do and will have cracks

Small cracks in a home’s concrete foundation can cause concern for any homeowner, which is no different here in S. Florida. Florida structures are particularly prone to foundation cracks due to environmental and geological factors. In this article, we will explore the reasons why homes in Florida are more likely to experience foundation cracking and what homeowners can do to prevent or repair them.

Soil Conditions Florida is known for its high water table, and its soil is composed mainly of sand and clay. The high water table can cause the ground to become saturated with water, leading to soil expansion and contraction. As the soil expands and contracts, it can put pressure on the home’s foundation and cause cracking.

Climate Florida is known for its hot and humid climate, which can cause the soil to shift and cause foundation problems. This can be especially problematic during the rainy season when the ground can become even more saturated with water. The heat and humidity can also cause the soil to expand, putting additional pressure on a home’s foundation.

In some cases, foundation cracks can be caused by poor construction practices. For example, if the foundation was not adequately prepared before the home’s construction, it can settle and crack over time. Additionally, if the foundation is not constructed to the appropriate specifications, it can lead to cracking and other foundation problems.

Older homes in Florida are more likely to experience foundation problems due to a combination of factors, including poor construction practices and the natural settling of the soil. It can become more prone to cracking and other foundation problems as a home ages, so it is important to regularly inspect your home’s foundation for signs of cracking and other issues.

Florida is known for hurricanes and tropical storms, which can stress a home’s foundation. The high winds and heavy rainfall associated with these storms can cause soil erosion, leading to settling and cracking. In addition, the high winds can put direct pressure on the foundation, causing it to crack.

Florida homes are prone to foundation cracking due to a combination of environmental and geological factors, including the high water table, hot and humid climate, poor construction practices, age of the home, and natural disasters. Homeowners can help prevent or repair foundation cracking by having regular inspections and addressing any problems quickly. By taking these steps, homeowners in Florida can help ensure the longevity and stability of their homes.

Posted on

Useppa Island

Useppa Island’s location

Useppa is a one mile long by half a mile wide island, located in Charlotte Harbor. It has a diverse history and held othe names in the 17 and 1800s such as Caldez’s Islands, Josepha’s (Joseffa) and Toampe . The island was initially inhabited by the Calusa tribe, who used it as a seasonal fishing village. Later it played into the Jose Gaspar legend.

In the late 1800s, a wealthy businessman named Barron Collier purchased the island and built a luxurious resort for the elite. During World War II, the island was used as a training ground for soldiers and later as a naval base.

In the 1950s, Useppa Island became a private club for wealthy members, who built elaborate homes and enjoyed the island’s pristine beaches and lush vegetation

Useppa’s history took an interesting turn during the Cold War era. In the early 1960s, the Central Intelligence Agency (CIA) used the island as a secret training ground for the Bay of Pigs invasion in Cuba. The island’s remote location and lush vegetation made it the perfect place for the CIA to train and prepare the Cuban exiles for the planned attack.

The Bay of Pigs invasion was a failed attempt to overthrow the Cuban government and ultimately became a significant embarrassment for the United States. Despite its historical significance, the island’s involvement in the Bay of Pigs remained a closely guarded secret for many years.

Today, Useppa Island is a popular tourist destination that attracts visitors from around the world. The island’s history, including its connection to the Bay of Pigs and the CIA, has only added to its unique charm and allure. Despite its many changes over the years, Useppa Island remains one of the most intriguing places in Charlotte Harbor and a testament to the region’s rich history.

Useppa Island
Posted on

Steps to save money when maintaining or repairing a seawall:

Common washout
  1. Perform a thorough inspection: Before you begin making repairs, it is important to understand the full extent of the damage to your seawall. This will help you determine what repairs are necessary and how much they are likely to cost.
  2. Prioritize repairs: Based on the inspection, prioritize the repairs that need to be made and address the most critical issues first. This will help you avoid unnecessary expenses and keep the repair process manageable.
  3. Consider DIY repairs: Some smaller repairs, such as patching cracks or filling gaps, may be able to be done by a handy homeowner. However, if you are unsure of your ability to perform the repairs, it may be best to leave it to the professionals.
  4. Shop around for contractors: When you are ready to hire a professional, get quotes from several contractors to compare costs. Make sure to choose a contractor who is experienced in seawall repair and has a good reputation.
  5. Use durable materials: When making repairs, consider using high-quality, durable materials that will last for many years. This will reduce the need for future repairs and save you money in the long run.
  6. Take preventative measures: Finally, to help prevent future damage to your seawall, consider taking preventative measures such as planting vegetation around the base of the wall or installing wave deflectors. This will help reduce soil erosion and protect the structure from damage.
Posted on

5 Signs your seawall might be failing

Keep a close eye on your seawall. It is a “living and breathing” structure that stands up the forces of nature.

The following are signs that a seawall may be failing:

  • Cracks or gaps in the wall structure
  • Tilting or leaning of the wall
  • Settling or sinking of the soil around the wall
  • Erosion of the soil near the base of the wall
  • Rust or corrosion on metal components

If you suspect that your seawall is failing, it is important to take action promptly to prevent further damage and ensure the safety of your property. You should consider hiring a professional engineer or contractor who specializes in seawall repair and maintenance to assess the condition of your seawall and recommend repairs or upgrades as needed.

Depending on the severity of the issue, the repair process may involve patching cracks or gaps, shoring up the base of the wall, replacing damaged components, or even rebuilding the entire structure. In some cases, additional measures may be necessary to prevent soil erosion or protect the wall from future damage.

Posted on

Pine Island

Pine Island

Pine Island is a historic island located in Lee County, Florida. The island has a rich history dating back to the Native American tribes that lived there, as well as the Spanish, who claimed the land for their empire.

The Calusa Indians were the first known residents of Pine Island, where they lived in a complex society with organized leadership and a thriving trade network. The Calusa were known for their fishing and shell-gathering, and their mounds of shells can still be seen on the island today.

In the 1500s, Spanish conquistadors claimed Pine Island for their empire and set up missions to convert the indigenous people to Catholicism. However, the Calusa proved to be a formidable opposition, and the Spanish eventually abandoned their attempts to colonize the island.

Pine Island remained largely unoccupied until the 1800s, when American settlers arrived and established a small fishing village. The island became a popular spot for fishing, and by the early 1900s, the island was home to several fishing camps and a few small communities.

During World War II, Pine Island was used as a training ground for soldiers, and many buildings and structures were constructed on the island to support the military training. After the war, many of these structures were removed, and the island returned to its previous state as a quiet fishing community.

In the 1960s, Pine Island began to see an influx of new residents, as people moved to the island to escape the crowded city life. The island’s population grew, and the once-small fishing village became a thriving community. In the decades that followed, Pine Island continued to grow and develop, and today it is a popular tourist destination, with a thriving arts and culture scene, and a rich history that attracts visitors from all over the world.

Pine Island is also home to a number of historic landmarks, including the Matlacha Bridge, which was built in the 1930s and is one of the oldest bridges in Florida. The bridge is now a popular fishing spot and a popular location for tourists to take photos.

The Pine Island Cultural Heritage Museum is another notable landmark on the island, which showcases the rich history of the island and its residents. The museum features exhibits on the Calusa Indians, the Spanish missions, and the American settlers who shaped the island’s history.

Today, Pine Island is a thriving community that celebrates its rich history and cultural heritage. The island is home to a vibrant arts and culture scene, with numerous art galleries, museums, and cultural events throughout the year. The island is also known for its natural beauty, with pristine beaches, mangrove forests, and wildlife, making it a popular destination for outdoor enthusiasts.

Pine Island is a historic island with a rich history that spans thousands of years. From the Calusa Indians to the Spanish conquistadors, to the American settlers and military personnel, the island has been shaped by the people who lived there, and today it is a thriving community that celebrates its cultural heritage and rich history. Whether you are interested in history, arts and culture, or the great outdoors, Pine Island is a must-visit destination in Florida.

Posted on

Saltwater Pool Pro’s and Con’s

Saltwater pools have become increasingly popular as an alternative to traditional chlorine-based pools in recent years. A saltwater pool utilizes a salt chlorinator system that converts salt into chlorine, which is then used to sanitize the water. The concept of a saltwater pool may sound appealing, but it’s important to consider the pros and cons before deciding.

Pros:

Soft Water: One of the most significant benefits of saltwater pools is that they provide a much softer, smoother feeling compared to traditional pools. This is due to the lack of harsh chemicals in the water, which can irritate the skin and eyes.

Reduced Chemical Use: Because saltwater pools produce chlorine naturally, there is less need for manual addition of chemicals like chlorine and algaecides. This can save time and money in the long run and reduce the risk of skin and eye irritation from chemical exposure.

Lower Maintenance: Saltwater pools require less maintenance than traditional pools, and this is because the chlorination process is automated and self-regulating. This means that pool owners don’t have to constantly add chemicals and monitor the pH levels of the water.

Environmentally Friendly: Saltwater pools are more environmentally friendly than traditional pools. They emit fewer harmful chemicals into the environment and reduce the amount of plastic packaging waste associated with pool chemicals.

Cons:

Higher Initial Cost: Installing a saltwater pool can be significantly more expensive than installing a traditional pool. The cost of the salt chlorination system, installation, and maintenance can add up over time.

Corrosion: The salt in the water can cause metal parts of the pool, such as ladders and railings, to corrode over time, and this can lead to the need for expensive repairs or replacements.

Increased Salt Content: The water in a saltwater pool has a much higher salt content compared to traditional pools. This can be uncomfortable for some people and can also have negative effects on plant life and other surrounding areas.

Technical Difficulties: Saltwater pools can be more difficult to manage and maintain than traditional pools. The salt chlorination system can malfunction and require costly repairs, and the high salt content in the water can lead to a buildup of salt crystals on pool surfaces, which can be challenging to remove.

In conclusion, a saltwater pool can provide a number of benefits over traditional pools, including softer feeling water, reduced chemical use, and lower maintenance. However, the high initial cost, the potential for corrosion, increased salt content, and technical difficulties should also be considered. Ultimately, the decision to go saltwater should be based on individual needs and circumstances. Before making a decision, it is recommended to consult with a pool professional to weigh the pros and cons and determine the best solution for your needs.

Posted on

Love fishing? You can fish where you live!

Areas surrounding Charlotte Harbor are the perfect place for new home buyers who love fishing and telling fish tales. Located on the Gulf of Mexico, this coastal town offers a diverse range of fish species that can be caught throughout the year and a whole lot of fun along the way.

As the months change, so do the types of fish that can be found in the waters surrounding the bay, and the opportunities for creating family memories and those never exaggerated fish stories.

In January, anglers can expect to catch sheepshead, redfish, and black drum. These species are known for their tough exterior, but they’re softies when it comes to a good joke. Sheepshead, in particular, are a favorite among local fishermen as they are known for their delicate white meat. They can be caught around the docks and piers around the harbor and canals, making them a popular target for those who like to fish from shore and tell a good joke.

February brings in the start of snook season. Snook, also known as the “linesider,” is a popular game fish in Florida and is highly sought after by both recreational and commercial fishermen. They are known for their hard fighting and acrobatic jumps, making them a thrilling catch. They can be found near the inlets, bridges, and mangrove shorelines and can be caught on live bait or lures, and some good luck.

March is the time for tarpon to arrive in Charlotte Harbor. Tarpon are considered one of the most challenging and exciting fish to catch, and are a favorite among anglers who love to fight big fish. Tarpon can grow up to 8 feet long and weigh over 200 pounds, and are known for their incredible power and strength, and sense of humor. No, we just made that last part up. They can be caught near the beaches and inlets, and are often caught on live bait or artificial lures.

April brings in the red snapper season. Red snapper is a popular eating fish, known for its flaky white meat and delicious flavor. They can be caught in deep waters, near offshore oil rigs, and can be caught using live or dead bait. Red snapper is one of the most sought after fish in the Gulf of Mexico and is a staple of many local restaurants in Punta Gorda.

And the list goes on, but you get the point! Whether you’re looking to catch a fish, or just looking for a good laugh, Charlotte Harbor has it all. So, why wait? Buy your new home today and join in on the fun!

Posted on

Common fish found around Punta Gorda Isles and other canals connected to Charlotte Harbor.

In and around Punta Gorda Isles, the type of fish that can be caught varies depending on the month of the year.

January through April: Redfish, Snook, Trout

May through August: Tarpon, Snook, Grouper

September through December: Redfish, Snook, Trout

Note: These are just general guidelines and actual fish species and your success in finding them will vary depending on weather, tides, and other factors.