Category: Articles

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Want to live the waterfront lifestyle? Tips for buying a waterfront home in Florida

Florida is known for its stunning coastline, warm weather, and abundant waterways, making it an ideal destination for those looking to buy waterfront property. Whether you’re looking to invest in a vacation home, a rental property, or a permanent residence, there are many factors to consider when purchasing waterfront property in the Sunshine State. In this comprehensive guide, we will cover the four most important things you need to know before making your next waterfront property purchase in Florida.

1. Determine Your Budget

The first and most important step in buying waterfront property in Florida is determining your budget. This will help you narrow down your search and ensure that you don’t overspend on a property that may not meet all of your needs. There are many costs associated with buying waterfront property, including the cost of the property itself, property taxes, insurance, and maintenance expenses. To determine your budget, you should consider your income, your expenses, and your savings, as well as any other financial obligations you may have.

2. Research the Location

Location is key when buying waterfront property in Florida, and it is important to choose a location that meets your specific needs and requirements. Consider factors such as accessibility, proximity to major highways and airports, local amenities, and the overall safety of the area. It’s also important to research the quality of the water in the area and any potential environmental hazards. Additionally, it is wise to research the local real estate market and recent sales prices to determine if the area is a good investment.

3. Work With a Real Estate Agent

Working with a knowledgeable real estate agent can be incredibly beneficial when buying waterfront property in Florida. A good agent will have extensive knowledge of the local area and can help you navigate the process of buying a property, from finding the right location to negotiating the best price. They can also provide valuable insights into the local market and help you find the right property that meets your specific needs and budget.

4. Get a Professional Inspection

It is important to get a professional inspection of the property before making your purchase. A professional inspector can identify any potential issues or problems with the property, such as structural damage or environmental hazards, and provide you with an estimate of the cost of repairs. This information can be crucial in helping you make an informed decision and ensure that you are not overpaying for a property that may require extensive repairs.

In conclusion, buying waterfront property in Florida can be a complex and challenging process, but by following these four important steps, you can ensure that you make the best possible investment. With the right location, a professional real estate agent, and a professional inspection, you can find the perfect waterfront property that meets all of your needs and exceeds your expectations.

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Backyard snook lights

Installing a snook light under your dock can be an effective way to attract snook and other predatory fish to your fishing area. Snook are nocturnal feeders, and the bright green light can attract small baitfish and crustaceans, which in turn can attract larger predatory fish like snook.

A snook light typically consists of a bright, underwater light that is mounted on a dock or pier. The light attracts small organisms, which in turn attract larger predatory fish that feed on them. Snook and other fish such as catfish are particularly drawn to the light and will often congregate in the area, making them easier to watch or catch.

When installing a snook light, it is important to follow the manufacturer’s instructions and to ensure that the light is properly secured and wired in with a GFCI power source. Additionally, it is important to note that the use of lights in some areas may be regulated, so be sure to check with your local restrictions or HOAs before purchasing a snook light.

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An Executive Summary of PGI’s History

Punta Gorda Isles (PGI) is a residential community in Punta Gorda, Florida, located in Charlotte County on the west coast of Florida.  PGI is surrounded by the Peace River, and Charlotte Harbor.  It is also a short run by boat to the Gulf of Mexico, making it a popular destination for boaters and nature enthusiasts.  The history of PGI is intertwined with the modern history of Southwest Florida, which dates back to the late 1800s.

In the mid-1800s, the area was inhabited by the Calusa Indians.  This Native American tribe lived in the area for thousands of years until the arrival of Spanish settlers in the late 1500s displaced them.  The Spanish were followed by the English.  By the late 1800s, the area had transformed into a hub for commercial fishing and agriculture thanks to the railroad.

In the early 1900s, the land that is now PGI was owned by a few large landowners and was primarily used for farming and ranching.  However, as the population of Punta Gorda grew, the demand for housing increased, so the land was developed into the waterfront residential community that is now PGI.

The first PGI houses were built in the 1960s, and the community quickly became a popular destination for retirees and second-home buyers in northern states.  The homes in PGI were designed to take advantage of the beautiful natural surroundings, and many featured large windows, balconies, and expansive views of the waterways and nature preserves.

In the late 1900s, PGI became a popular destination for boaters and fishing enthusiasts, as the waterways surrounding the community provide access to some of the best fishing and boating opportunities in Florida.  The area is home to several marinas, parks, shopping boutiques, and nature preserves in the area that are popular with hikers and bird watchers.

Punta Gorda Isles

One of the defining features of PGI is its canal system, which includes over 55 miles of canals and waterways.  These canals provide access to the Gulf of Mexico and Charlotte Harbor and a stunning backdrop for many of the waterfront homes.

Another draw to PGI is its golfing community, which includes several golf courses and country clubs that are popular with residents and visitors alike.  The golf courses and country clubs in PGI offer a range of amenities, including tennis courts, fitness centers, and dining options.

In recent years, PGI has become increasingly popular as a retirement destination due to its warm climate, beautiful natural surroundings, and sense of community.  The community is home to many active retirees, and there are many clubs and organizations for residents to get involved in, including book clubs, gardening clubs, and boating clubs.

Despite its growth and popularity, PGI remains a close-knit community, and residents are committed to preserving its natural beauty and unique character.  This is reflected in the community’s strict zoning laws, which ensure that new development is in keeping with the community’s existing character.

Punta Gorda Isles has a rich history that is intertwined with the history of Southwest Florida, and the natural beauty of the area has always been a draw for residents and visitors.  Today, PGI is a thriving community home to many active retirees.  It remains a popular destination in Florida for boaters, golfers, pickle ballers, and nature enthusiasts.

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The Myakka River and Myakka River State Park

The Myakka River is a significant body of water in Florida, known for its ecological and historical importance. It is a tributary of the Peace River and is approximately 58 miles long. The river has a rich history dating back to the indigenous people of the area, and it has played a role in the development and growth of Southwest Florida

Indigenous people have inhabited the banks of the Myakka River for thousands of years. The area around the river was home to the Calusa people, who were one of the most advanced indigenous cultures in Florida. The Calusa relied on the river for their livelihood, using it as a source of food and water. They also used the river for transportation, fishing, and trade with other tribes. The Calusa were known for their intricate canal systems, which allowed them to control the flow of water in the Myakka River and its surrounding areas.

In the late 19th century, settlers began to move into the area along the Myakka River. The fertile land and abundant resources in the region attracted them. The settlers established farms, ranches, and fishing operations along the river, which helped spur the local economy’s development. In the early 20th century, the Myakka River was designated as a state park, which helped to protect the area’s natural resources and preserve its ecological significance.

The Myakka River State Park is now one of Florida’s largest state parks and a popular destination for outdoor enthusiasts. The park offers recreational activities such as hiking, camping, fishing, boating, and wildlife viewing. The Myakka River is home to a wide variety of plant and animal species, including manatees, alligators, and a number of bird species. The park is also home to several species of rare and endangered plants, making it an important site for conservation and preservation efforts.

The Myakka River has also played a significant role in the growth of the state of Florida. In the early 20th century, the river was used as a source of freshwater for the growing populations of Sarasota and Charlotte counties. The water from the Myakka River was also used to irrigate crops and to power local industries. The river was also used to transport goods and supplies to and from the nearby cities and towns.

In recent years, the Myakka River has faced numerous challenges, including pollution and overdevelopment. The increasing population in the surrounding areas has put pressure on the river’s resources, leading to concerns about its long-term ecological health. In response to these challenges, local and state officials have implemented a number of measures to protect the river and its surrounding area, including creating new conservation areas and implementing regulations to control pollution.

The Myakka River has a rich and diverse history, reflecting the many different communities and cultures that have called the area home over the years. From its early importance to the area’s indigenous people to its role in the development and growth of the state of Florida, the Myakka River remains a vital and significant body of water. Today, the river is protected by the Myakka River State Park and is a popular destination for outdoor enthusiasts and those who are interested in preserving the state’s natural resources and ecological heritage.

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The Tamiami Trail (US41)

The Tamiami Trail is a historic Florida road that runs between Miami and Tampa. It was the first to connect the Gulf of Mexico to the Atlantic Ocean, providing a crucial transportation link for the southern part of the state. The trail was named after the combination of the two cities it connects, Miami and Tamiami.

The construction of the Tamiami Trail was a massive engineering feat, as it required crossing the Everglades, one of the world’s most extensive wetlands. The road was built in two sections, with the western section being completed first in 1917 and the eastern section in 1928. The construction process was challenging and time-consuming, as it involved building bridges and causeways through the swampy terrain and raising the road above the water level to prevent flooding.

The Tamiami Trail was significant not only as a transportation link, but also as a stimulus for economic development in South Florida. Before the road’s completion, travel between Miami and Tampa was a slow and challenging journey, but with the road in place, travel time was reduced dramatically, opening up the region to more trade and commerce. The route also made it easier for people to move to and from the two cities, contributing to the rapid growth of both cities and the surrounding areas.

Today, the Tamiami Trail remains a vital Florida artery, providing a crucial connection between the Gulf and Atlantic coasts. Despite the growth and development that has taken place along the road, much of the Everglades remain unspoiled and can be seen from the Tamiami Trail. The road is also now a part of the US 41 highway, which runs from Miami to the northern part of the state, and is a popular scenic drive for tourists and locals alike.

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Birdwatching

Southwest Florida is a top birdwatching destination, offering some of the best birdingwatching in the country. From the beaches to the mangroves, this region is home to an incredible range of species, making it a must-visit for any avid birdwatcher.

A popular birdwatching site in Southwest Florida is the J.N. “Ding” Darling National Wildlife Refuge located on Sanibel Island. This 6,400-acre refuge is home to over 245 species of birds, including the Roseate Spoonbill, the Wood Stork, and the Reddish Egret. Visitors can take guided birdwatching tours, hike the trails, and observe the birds from various observation towers and blinds.

Another great birdwatching destination in Southwest Florida is the Ten Thousand Islands National Wildlife Refuge near Marco Island. This refuge is a stopover point for migratory birds and provides critical habitat for a variety of bird species, including the American White Pelican, the Osprey, and the Reddish Egret. Visitors can take guided boat tours, kayak or canoe in the mangroves, or hike the trails to observe the birds.

In addition to these havens, Southwest Florida also offers excellent birdwatching opportunities along its many beaches, estuaries, and waterways. With its abundant wildlife and breathtaking landscapes, Southwest Florida is a birdwatcher’s dream.

So if you’re a birdwatcher looking for your next adventure, head to Southwest Florida and discover the incredible variety of bird species that call this region home. You won’t be disappointed.

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Charlotte Harbor, a fishing paradise!

Punta Gorda Isles, Florida is a fisherman’s paradise. Located near the Gulf of Mexico, this coastal neighborhood offers a diverse range of fish species that can be caught throughout the year. As the months change, so do the types of fish that can be found in the waters surrounding Punta Gorda.

In January, anglers can expect to find sheepshead, redfish, and black drum. These species are known for their tough exterior and can be caught by using live or dead bait. Sheepshead, in particular, are a favorite among local fishermen as they are known for their delicate white meat. They can be caught around the docks and piers in the harbor, making them a popular target for those who like to fish from shore.

February brings in the start of snook season. Snook, also known as the “linesider,” is a popular game fish in Florida and is highly sought after by both recreational and commercial fishermen. They are known for their hard fighting and acrobatic jumps, making them a thrilling catch. They can be found near the inlets, bridges, and mangrove shorelines and can be caught on live bait or lures.

March is the time for the tarpon to arrive in Punta Gorda. Tarpon are considered one of the most challenging and exciting fish to catch, and are a favorite among anglers who love to fight big fish. Monster tarpon can grow up to 8 feet long and weigh over 200 pounds, and are known for their incredible power and strength. They can be caught near the beaches and inlets, and are often caught on live bait or artificial lures.

April brings in the red snapper season. Red snapper is a popular eating fish, known for its flaky white meat and delicious flavor. They can be caught in deep waters, near offshore oil rigs, and can be caught using live or dead bait. Red snapper is one of the most sought-after fish in the Gulf of Mexico and is a staple of many local restaurants in Punta Gorda.

May is a great time to catch king mackerel. King mackerel, also known as kingfish, are a fast-swimming predatory fish that can be found near offshore waters. They are popular sport fish and are often caught on live bait or artificial lures. King mackerel is a popular game fish and is often used for tournaments and competitions.

June is the time for goliath grouper. Goliath grouper, also known as the “jewfish,” are a massive species of fish that can grow up to 800 pounds. They are considered a protected species and are no longer targeted for commercial purposes. However, they can still be caught by recreational fishermen and are often caught on live bait.

July is a good time to target amberjack. Amberjack is a strong fighting fish that can be caught in deep waters. They are popular game fish and are often caught on live bait or artificial lures. Amberjack is a popular eating fish and is often served in local restaurants in Punta Gorda.

August is a good time to catch barracuda. Barracuda are predatory fish that can be found near offshore waters. They are known for their speed and power and can be caught using live bait or artificial lures. Barracuda are a popular game fish and are often used for tournaments and competitions.

September is the time for cobia. Cobia is fast-swimming predatory fish that can be found near offshore waters. They are popular game fish and are often caught on live bait or artificial lures.

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How hurricanes affect our local housing market

Collapsed seawall in Port Charlotte from hurricane Irma (2017)

The impact of major hurricanes on the real estate market in Southwest Florida is a mixed bag. On the one hand, the widespread damage and disruption caused by these storms result in a short-term decrease in property values and a slowdown in real estate transactions. Many homeowners are forced to make repairs or rebuild their homes, which adds to the financial strain on the market.

However, on the other hand, the storms also created opportunities for new development and investment in the region. With the influx of insurance funds and government aid, new construction and renovation projects are typically launched post-storm, thus helping to revitalize the real estate market. Additionally, as the region continues to recover and grow after each storm, the demand for real estate historically increases, leading to higher property values and more transactions.

In the years following every major hurricane, the real estate market in Southwest Florida has always rebounded, with steady growth and increased activity. The region remains a vibrant and thriving real estate market and a popular destination for investors.

It’s important to note that while the immediate impact of hurricanes on the real estate market is negative, the long-term effects were more positive as the region’s resilience and adaptability helped to spur growth and development.

Hurricane Ian wind damage (2022)
Hurricane Ian wind damage (2022)
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Punta Gorda Isles canal system | Tarpon Inlet | Part 1

A real time boat ride down the primary canal (Tarpon Inlet) ruining north-south through Punta Gorda Isles (PGI) in Punta Gorda, FL. Tarpon Inlet, from the Marion Ave bridge north, provides sailboat and powerboat access to the Peace River, Charlotte Harbor, and access to the Gulf of Mexico. You can seen many beautify waterfront homes in PGI that can accommodate a large bigger draft powerboats and sailboats in their backyards.

Tarpon Inlet provides access to homes on the following streets: Colony Point Dr. Aqua Court Bay Court Rio Court Luna Court Hibiscus Dr. Hibiscus Court West Marion Ave (limited) Coral Way Bayshore Court

Referenced Articles:

Hughes, Carolyn. “A Look at Punta Gorda Isles.” The Washington Post, WP Company, 10 Sept. 1977, www.washingtonpost.com/archive/realestate/1977/09/10/a-look-at-punta-gorda-isles/791bdad5-38d9-4ce9-9c29-fa1dd94e3882/.

“City of Punta Gorda, FL.” History of Punta Gorda | City of Punta Gorda, FL, www.ci.punta-gorda.fl.us/about/history.